How to invest in UK property
The complete process: strategy, budget, finance, location, due diligence, costs, tax and letting.
Start hereGUIDES
Property investment guides.
Eight in-depth guides to buying, financing, taxing and letting UK property, checked against primary sources and dated 22 October 2026.
EIGHT GUIDES
The rules, the numbers and the process, in depth.
Each guide is written for investors buying in the UK, checked against GOV.UK, legislation.gov.uk, HMRC, the Bank of England and the relevant regulators, and dated so you know when it was last verified.
Off-plan property
Reservation, staged deposits, completion, snagging and the protections that apply.
Read the guideBuy-to-let mortgages
Interest cover, stress rates, deposits, fees and portfolio landlord rules.
Read the guideLimited company buy-to-let
SPVs, corporation tax versus Section 24, dividends and moving property into a company.
Read the guideStamp duty on second homes
The higher rates, the non-resident surcharge, worked examples and refunds.
Read the guideRenters' Rights Act
What is in force for landlords in England today and what is still to come.
Read the guideHMO investing
Licensing, Article 4, minimum room sizes, fire safety and finance for shared houses.
Read the guideShort-term lets
London's 90-night rule, planning, the planned register and the end of furnished holiday let tax rules.
Read the guideRUN THE NUMBERS
Turn a guide into a figure.
Every calculator runs in your browser with example figures filled in. Change any input and the results update as you type.
Stamp duty calculator
Estimate SDLT band by band, including the additional property and non-resident surcharges.
Estimate stamp dutyBuy-to-let mortgage calculator
See monthly payments and what a rent may support at a stressed rate.
Calculate a mortgageLimited company calculator
Compare holding a property personally or through a company.
Compare structuresBuy-to-let calculator
Model the mortgage, monthly cash flow and lender rental cover together.
Model a buy-to-letFrom reading to a plan
A guide explains the rules. Your Property Wealth Plan in PROXERA applies them to your goals, budget and timescale, and PROXERA keeps the numbers connected after you buy. If you would rather talk it through, speak to PROXERA Wealth or read how we check our content in our editorial standards.
Our guides are general information, not tax, legal, mortgage or investment advice, and they do not tell you what you personally should do. Speak to a qualified adviser before acting. Property investment involves risk: capital is at risk and past performance is not a reliable indicator of future results. Proxera Ltd is not authorised and regulated by the Financial Conduct Authority. For mortgage advice, speak to an FCA-authorised mortgage broker.
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